For most people, bankruptcy starts with financial difficulties and a lot of questions. Learn the basics about bankruptcy and find out if bankruptcy is the right choice for you. Contact us at any time to ask questions about your circumstances.

Chapter 7 bankruptcy, commonly referred to as “liquidation bankruptcy,” can help debtors “discharge,” or eliminate, much of their debt, including mortgage deficiencies, payday loans, credit card debt, medical expenses, and much more. Chapter 7 bankruptcy can help struggling individuals get a financial “fresh start.”

Chapter 13 bankruptcy, commonly referred to as “wage earner’s bankruptcy,” can buy you time to get back on track. Chapter 13 bankruptcy allows individuals to develop a pay-back plan with their attorney and a court appointed trustee in order to pay back their debts in a way that is realistic.